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Recognizing whether you have too much, or not enough, transferring risk is another core element to be accessed by both individuals and business.

Business: The usual, plain-vanilla insurance packages need to be complemented  by additional special coverages relevant to your business. We offer access to the following types of business coverage:

  • Group Life Insurance
  • Group Health Insurance
  • Key Person Insurance
  • Buy-Sell Agreement
  • Executive Bonus Plans
  • 412 (e) (3) Plans
  • Pension Plans

Personal:  Determining the need for coverage and analyzing if whether the needs that prompted the purchase of existing coverage have changed. We offer access to the following types of personal coverage:

  • Life Insurance
  • Disability Insurance 
  • Long-Term Care Insurance
  • Health Insurance
  • Fixed and Index Annuities
  • ​Premium Finance